Hatzung Insurance
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hatzung
 
ATTENTION FISHING GUIDES AND TOURNAMENT ANGLERS
READ BELOW!!
 
Our Anglers Advantage Program is underwritten by Old United Insurance Company and  is designed specifically for fishing boats and runabouts up to 26 feet in length.  The Anglers Advantage program offers coverage options that are unavailable with  other boat insurers.   Old United Insurance Company also has elite products for cruizers, yaughts and sailboats over 26' in length as part of their "Millenium Gold Program".  Listed below are some of the features of the Anglers Advantage Insurance Program.
 
  • "All Risk" Watercraft and Equipment Coverage for your watercraft while it is afloat, stored ashore or in transit by trailer or by truck.  This includes the hull, machinery, fittings, and unattached equipment and accessories.  Your unattached equipment and accessories temporarily stored ashore are covered up to 50% of the amount of insurance of your watercraft.
  • "All Risk" Watercraft and Equipment Coverage for boat trailers and ouboard motors(dependent upon age) provided they are listed separately.
  • Watercraft Liability Coverage for loss of life, bodily injury and property damage to third parties with limits available up to $500,000 ($1,000,000 for "Professional "Anglers and Fishing Guides)!
  • Uninsured/Underinsured Boaters Insurance Coverage which matches the Watercraft Liability Coverage limits chosen by you at no additional Charge, subject to a maximum of $500,000.
  • Primary Medical Payments Coverage for your guests/passengers and excess coverage for all "insureds" with limits ranging from $1,000 to $10,000 per accident (dependent upon the Watercraft Liability limits chosen) at no additional charge.
  • Emergency Service and Towing Coverage (including watercraft trailer roadside service) in case of an emergency of $500 is included.
  • Personal Effects Coverage of $2,000 for individuals or $2,500 for "FISHING GUIDES" and "PRO ANGLERS" is provided for your personal property including fishing equipment and that of others is included.  Higher limits are available at a nominal additional premium.
  • Non-Owned And Loaner Liability Coverage for use of non-owned and/or loaner watercraft included at no additional charge, subject to certain policy provisions.
  • Newly Acquired Property Coverage, subject to certain policy provisions.
  • Legal Defense Cost Coverage.
  • Wreck Removal Expense Coverage
ATTENTION FISHING GUIDES AND TOURNAMENT ANGLERS!!!
 
Old United and the Anglers Advantage Program have designed a product that insures your guide exposure and your boat at the same time. 
  • Pro Angler/Guide Coverage Endorsement is for local fishing guides that "Professionally" guide and earn 49% or more of their income from fishing and sponsored endorsements.  It waives the Private Pleasure Warranty in the policy and customizes it for commercial use.
  • Up to $1,000,000 in Bodily Injury and Property Damage Liability!
  • Fishing Tournament Fee Reimbursement Endorsement reimburses the Insured, subject to a maximum annual limit of $1,000, for any prepaid out-of-pocket fishing tournament "entry fees" if the Insured cannot participate in an upcoming tournament.  Cancellation must be due to either a covered loss under this policy to the Insureds watercraft, primary outboard motor/engine, and/or trailer rendering it inoperable or it is still in the process of being repaired, or a death in the Insured's immediate family or of the Insured.
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